540-323-7555WHAT DOES OUR DEALERSHIP DO WITH YOU PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product of service you have with us. This information can include:
- Social Security Number
- Income
- Phone Numbers
- Address
- Payment History
- Credit History
- Employment History
How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their everyday business. In the section below, we list the reason financial companies can share their customer’s personal information; the reasons our dealership chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Car Credit Nation, Inc. Share your info with others? | Can you limit sharing? |
|---|---|---|
| For our everyday business purposes Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | YES | NO |
| For our marketing purposes- To offer our products and services to you. | YES | Yes |
| For joint marketing with other financial companies | NO | We don’t share |
| For our affiliates’ everyday business purposes- information about your creditworthiness | YES | NO |
| For our affiliates to market to you | YES | YES |
To limit our sharing
- Call 540-323-7555 – 703-208-3300
- Visit us online at www.carcreditnation.com
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Who we are
Who is providing this notice? Car Credit Nation, Inc.
How does Car Credit Nation protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Car Credit Nation and Car Credit Finance collect my personal information?
We collect your personal information, for example, when you
- Fill out Credit Application
- Give us your Income, Residence, or Employment Information
- Providing References
- Use your credit or debit card
We also collect information via email dialogue with us, credit bureaus, affiliates, and other companies with whom we conduct business.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes-information about your credit worthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
You choices will apply to everyone on your account—unless you tell us otherwise.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include financial companies such as Car Credit Finance, Inc,
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.Car Credit Nation, Inc. does not share with non-affiliates so they can market you.
Joint marketing
A formal agreement between non-affiliated financial companies that together market financial problems or services to you.Car Credit Nation, Inc. does not jointly market.
